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PANCHYAJANYA has a mission of alleviating poverty by offering micro-finance services to Peoples, which consequently will be passed on to their families. The organization also aims to facilitate improved earnings, enhanced quality of life, and better management of finances.



Kiosk Banking BC model aims to provide a real time, user friendly banking services to the consumer in their neighborhood. A number of people, particularly the migrant laborers and factory workers do not have a saving account and even not able to open an account due to lack of valid address and ID proof



To empower a bank customer to use Aadhaar as identity to access his/ her respective Aadhaar enabled bank account and perform basic banking transactions like , cash withdrawal, Intrabank or interbank fund transfer, balance enquiry and obtain a mini statement through a Business Correspondent



PANCHYAJANYAS’s proprietary web platform enables easy payments for various service providers through one single web login. ELECTRICITY BILL, POSTPAID MOBILE BILL ,WATER BILL ,COOKING GAS BILL, LANDLINE PHONE BILL,BUS & HOTEL BOOKING,PREPAID MOBILE & DTH RECHARGE etc.



Panchyajanya is now offering you to become a part of Digital India initiative. Apply for PAN Card of all type of person , Firm, Company, Society, Trust etc. (UTIITSL & NSDL).Start your Online/Authorized PAN Card Centre. As PAN Card is a Must for almost all Banking Transactions, Loan approval etc.



Panchyajanya is Authorised business partner of Abira Securities Pvt. Ltd to appoint Sub-Broker of NSE & BSE for Equity Trading, Commodity Trading, Currency Trading, Derivative Trading, IPO, Insurence, Fixed Deposit, Mutual Fund and Depository Services. One Platform with Multi Services.

We are Different from others

Our Objetive

The main goal of the organization is to reach people who can work on their own without the help of others.

Our Vision

The vision of the organization is to create a poverty free society in the coming year to come through whom the organization will come in contact during course of our service. Our Mission

Our Mission

Our goal is the socio-economic empowerment of marginalized people to achieve healthy and sustainable development of society.



PANCHYAJANYA is a microfinance Institute that currently acts as a ‘Business Correspondent’ of ICICI Bank & YES Bank for Banking & Non-Banking services but initially was carrying out operations as a Society which was set up in 2004 (Under West Bengal Society Registration Act 1961). In April 2009, the organization took over the microfinance activities and since then it has been extending microloans to the members from the economically challenged sections of the society. These loans will aid poor members in carrying out income generating activities resulting in the improvement of their social conditions.

From the very beginning PANCHYAJANYA is serving the society through its different social welfare programs like health &Sanitation Program, education program, blood donation camps, trees plantation, women & child care program etc.

The organization has started its women empowerment program through micro-credit in the year 2009. In the year 2013 we started a new Social Security program with association of LIC of India and Health & Sanitation program towards “Nirmal Bharat Avhiyan” .

PANCHYAJANYA is member of Different micro-finance credit bureau such as HIGH MARK & EQUIFAX.

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